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Technical provisions

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See Also

Utilisation of provisions | Utilisation of provisions - summary


Select from the following headings:

Background | Developing the schedule | Completing the Schedule | Standard Sub-Schedules | Carry Forward | Related Errors


Background

This schedule provides an analysis of the technical provisions for liabilities on general insurance policies written.

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Developing the schedule

This schedule is only available in the General Insurance module. It is not currently available for long periods of account. The schedule may be obtained by using the Develop option from schedule A, D or sub D schedule expense analyses.

When developing the schedule from the profit and loss account, the cursor should be on a row that contains a charge or credit to profit and loss in respect of technical provisions - the total amount from these supported rows will be checked to the analysis of provisions entered on the schedule.

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Completing the schedule

There are two data entry areas on the schedule - Allowable provisions, and Disallowed provisions. The latter is used where an election has been made under FA 2000 s 107(4) to disallow a provision for tax purposes.

The Transfers column may be used for transfers between the two areas of the schedule, eg where a provision for which a s 107(4) election was made in the previous period is to be allowed for tax purposes in the current period.

The user should enter a description for each provision, and details of amounts charged to profit and loss and charged against the provision. Additional lines may be inserted where required, by use of the Ins key.

The debit / (credit) convention is followed on this schedule, so that credit amounts in the balance sheet are entered in brackets.

Rows are provided at the bottom of the schedule for entry of adjustments to the amounts charged to profit and loss account, eg, if amounts are charged direct to Reserves.

Movement on disallowed provisions

The net movement on disallowed provisions is disallowed on schedule A.

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Standard sub-schedules

The schedule has one standard sub-schedule - the Utilisation of provisions summary.

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Carry forward

Where a new period is built, the descriptions of provisions and the balances will be carried forward to the later period.

 

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Related errors

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